Author: Chad Richards

I live in an area that was quite COVID casual. Even in the height of COVID mania last year there was very little talk or stress about COVID, and masks were rarely seen. I went to the airport for a business trip to an area

“Ninety eight percent of statistics are made up.” Kim Harrington “Statistics can be made to prove anything, even the truth.” Anonymous “Facts are stubborn things, but statistics are pliable.”  Mark Twain A couple years ago I was involved with a council that was discussing water

April was one of those months where there was so much going on in the finance and economic world that it is difficult to do a deep dive into anything in particular. Please forgive the relatively shallow depth of this Insight as I touch on

Our guest writer this month is Dennis Lanni. Dennis is our partner in the Debt Liquidity Fund, and one of the sharpest debt pros we have ever come across. He began his career in 1998 as a Stock Options Market Maker on the Pacific Stock Exchange

We, or at least I, take investing and economics highly seriously. This is probably a mistake, and I should take life and myself less seriously in general. Then there are other times when the world reminds us that most of which we/I think is important

A PB&J sandwich has become almost as American as apple pie, even to the point of becoming part of cultural vernacular. When two things go well together, it is like PB&J. No one talks about just a peanut butter sandwich, and very few eat jelly

Twelve thoughts of Christmas   Originally written in the 1700s, the tune Twelve Days of Christmas that we have all come to know wasn’t placed with those words until 1909 when composer Frederic Austin put it all together into what is now played over and over

Einstein’s theory of relativity is pretty straightforward, at least at face value: E = MC^2. Even the definition is pretty easy to understand, again, at least on face value: All motion must be defined relative to a frame of reference and that space and time

As most readers will know, there is a bit of a battle going on in DC right now. Nope, not between Democrats and Republicans, but between factions of the same party. I am, of course, talking about the infrastructure, spending, and tax plan that they

Home prices are all over the news these days, with the August numbers showing a roughly 20% increase in prices for the entire country year over year. As has been discussed in previous Altus Insights, there are more and more questions about whether home prices